By MARSHA MERCER
First came the email saying my credit card may have
been compromised “at an undisclosed merchant,” and the bank was sending a
replacement card.
Wait, what happened? And what’s an undisclosed merchant, anyway? When I
called to find out, the customer representative said the bank doesn’t share
that information.
The bank says it gets information from various outside
sources – such as Visa, MasterCard and American Express and law enforcement
agencies – and details about a specific breach are not disclosed, even to the
bank.
That’s good, I guess, but it leaves customers in the
dark.
My new card arrived promptly, and I started updating accounts
where my credit card is on file for payments. That’s a downside of convenience
and reward points.
We’ve all been there. No matter how hard we try to
preserve a semblance of control over our personal data, we constantly lag
enterprising crooks.
What we don’t willingly share on social media,
companies “harvest” for their own business purposes. That word, harvest, grates
on me, but, like it or not, our personal information is a commodity.
In our hyper-connected age, privacy is melting faster
than glaciers on our warming planet.
Now, Congress -- after years of railing about the loss
of privacy -- is holding hearings on the issue and fussing at corporate leaders.
But lawmakers are divided on how to write a federal privacy law to replace our confusing
patchwork of state and federal laws.
The Federal Trade Commission is cracking down somewhat
on Facebook and other mega companies that shirk their responsibilities.
Even social media and tech giants claim they’re on our
side and promise – again – to do more to protect our privacy.
“The future is private,” Facebook chief executive Mark
Zuckerberg declared April 30, insisting he was serious.
Facebook is negotiating with the Federal Trade
Commission a fine up to $5 billion in a
settlement for failing to abide by a 2011 consent decree to protect users’
privacy.
Facebook shared the personal information of about 87 million
users -- without their knowledge or consent – with Cambridge Analytica, a
British political consulting firm that has since gone out of business.
The fine, expected any day, would be the largest in
American history, and may require the company to take such steps as appointing
a top level privacy official and a privacy oversight committee.
It’s just a slap on the wrist, critics say.
Two senators, Democrat Richard Blumenthal of
Connecticut and Republican Josh Hawley of Missouri, say the enormous fine is a
“bargain for Facebook.” They suggest the FTC hold Zuckerberg and other
corporate leaders personally responsible.
Facebook is redesigning and updating its services to
encourage private messages, communication within groups and Story. Stories
disappear 24 hours after they’re posted.
Other companies now use privacy as a selling point, following
Apple’s lead.
“We believe privacy is a fundamental human right,”
Apple’s website says.
But it doesn’t come cheap. Apple’s budget iPhone XR
starts at $749.
Google chief executive Sundar Pichai wrote in an op-ed
in The New York Times Tuesday: “Privacy cannot be a luxury good offered only to
people who can afford to buy premium products and services.”
Google unveiled a $399 smartphone and promised tools
to help customers control their data, such as expanding incognito mode, which
allows users to search without being identified, to maps and other apps.
Our smart products already record and send back our
conversations and activities – often to train artificial intelligence, but
still. Amazon workers and contractors reportedly listen to consumers’
conversations with Alexa. That’s creepy.
And, Amazon’s Key will deliver your online purchases inside your home, car or garage.
All Prime members need do is allow access to their property.
A promotional video shows happy people opening their car trunk, garage and
front door and finding packages safe and sound. What could go wrong?
In this fast-changing world, we can’t expect the
government to save our privacy. And we can’t trust the big tech companies to
have our privacy at heart.
We each must decide how much we want smart machines to
do for us and how much privacy we’re willing to give up for the convenience.
©2019 Marsha Mercer. All rights reserved.
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